Disclosures
Privacy Policy
I, Pramiti Rawat, a SEBI – Registered Investment Adviser (INA000020697), am committed to safeguarding the privacy of my clients and users. This Privacy Policy outlines how I collect, use, and protect your information in accordance with applicable laws, including the SEBI (Investment Advisers) Regulations, 2013.
By accessing my website, you (“Client” / “User”) agree to this Privacy Policy.
Information I Collect
I may collect the following categories of information to provide you with sound financial advice.
• Personal Information: Name, contact details, PAN, KYC details, financial details, risk profile, and other onboarding information.
• Transaction Data: Investment portfolio details, holdings, and interactions with financial products.
• Technical Data: Device information, IP address, cookies, browser details, and usage analytics.
• Communication Data: Emails, recorded calls, chat transcripts, or other communication records as required under SEBI regulations.
Also note that the information will be updated only after taking your (the client’s) approval.
How I Use Your Information
Your information is used only for legitimate purposes, including:
• To assess your risk profile, understand your financial needs, financial goals, and provide suitable investment advice.
• To comply with SEBI regulations, audits, and reporting obligations.
• To communicate service updates, reports, and disclosures.
• To prevent fraud, unauthorized activity, or misuse of services.
Information Sharing
I do not sell or rent your personal information. Information may be shared only in the following cases:
• With regulatory authorities (SEBI, BASL, etc.) as required by law.
• With statutory auditors or compliance officers for regulatory audits.
• With third-party service providers (IT, analytics, hosting, or payment partners) strictly on a need-to-know basis.
• With product providers (FD’s, Bonds, Insurance, etc.) only if you expressly choose their services and consent to sharing.
Data Security
• I use reasonable technical and organizational safeguards (encryption, firewalls, restricted access) to protect your data.
• All communication channels are secure and traceable as required by SEBI.
• While I strive to protect your data, no system is 100% secure, and I cannot guarantee absolute security.
Data Retention
• Records (KYC, agreements, communications, advice, etc.) are maintained for minimum 5 years or longer if required by SEBI or in case of disputes.
• After the retention period, data may be securely archived or destroyed.
Your Rights
As a client, you have the right to:
• Access and review your information maintained with me.
• Update or correct inaccurate details.
• Withdraw consent for marketing communications (not regulatory communications).
• Request deletion of data after termination of services, subject to SEBI’s record-keeping obligations.
Grievance Redressal
For privacy-related concerns, you may contact the Grievance Officer: Pramiti Rawat at pramiti.rawat@outlook.com or +91 940 345 1425.
Unresolved grievances may be escalated through the SEBI SCORES portal at https://scores.sebi.gov.in.
Changes to This Policy
I may revise this Privacy Policy from time to time to reflect regulatory or operational changes. Updates will be posted on this website, and continued use of services shall constitute acceptance of the revised policy.
Disclaimer
The information provided on this website is for general knowledge and informational purposes only, and does not constitute financial advice.
No Financial Advice: The content on this website should not be considered a substitute for personalized financial advice from a qualified professional. Your individual financial situation is unique, and any decisions about your finances should be made in consultation with me.
Accuracy of Information: I strive to provide accurate and up-to-date information, but I make no warranties or representations as to the completeness or accuracy of the content. I am not liable for any errors or omissions.
Investment Risk
Investments in securities markets are subject to market risks. Please read all related documents carefully before investing. Past performance is not indicative of future results. You should evaluate all investment risks before making any investment decisions. Any forward-looking statements are subject to risks, uncertainties, and other factors that could cause actual results to differ materially from those projected.
Limitation of Liability
I will not be liable for any direct, indirect, incidental, or consequential damages sustained or incurred in connection with the use of this website or reliance on the information provided. This website is intended to serve only as a general source and shall not be construed as a form of advice.
SEBI Registration
Registration granted by SEBI, enlistment with BSE, and certification from NISM in no way guarantee performance of the IA or provide any assurance of returns to investors/clients.
Featured photos by Radek Skrzypczak, Claudio Poggio, Eugene Chystiakov, Jed Dela Cruz, Antoine Gravier, Liam Charmer, Mikail McVerry, Will Henson, Lesly Juarez, and Marek Omasta on Unsplash.
Regulatory Information
As a SEBI – Registered Investment Adviser holding an individual license, I am committed to upholding the highest standards of integrity and regulatory compliance. My practice is governed by all applicable laws, rules, and guidelines set forth by the Securities and Exchange Board of India (SEBI). This commitment ensures that your interests are protected and that you receive advice that is both ethical and in full accordance with regulatory requirements.
Complaint Status Summary
Data for the Month Ending April 2026
| Sr. No. | Received from | Pending at the End of Last Month | Received | Resolved * | Total Pending # | Pending Complaints > 3 Months | Average Resolution Time^ (in days) |
|---|---|---|---|---|---|---|---|
| 1. | Directly from Investors | 0 | 0 | 0 | 0 | 0 | NA |
| 2. | SEBI (SCORES) | 0 | 0 | 0 | 0 | 0 | NA |
| 3. | Other Sources (if any) | 0 | 0 | 0 | 0 | 0 | NA |
| Grand Total | 0 | 0 | 0 | 0 | 0 | NA |
Trend of Monthly Disposal of Complaints
| Sr. No. | Month | Carried Forward from the Previous Month | Received | Resolved * | Total Pending # |
|---|---|---|---|---|---|
| 1. | April 2026 | 0 | 0 | 0 | 0 |
| 2. | March 2026 | 0 | 0 | 0 | 0 |
| 3. | February 2026 | 0 | 0 | 0 | 0 |
| 4. | January 2026 | 0 | 0 | 0 | 0 |
| 5. | December 2025 | 0 | 0 | 0 | 0 |
| 6. | November 2025 | 0 | 0 | 0 | 0 |
| 7. | October 2025 | 0 | 0 | 0 | 0 |
| 8. | September 2025 | 0 | 0 | 0 | 0 |
| 9. | August 2025 | 0 | 0 | 0 | 0 |
| 10. | July 2025 | NA | 0 | 0 | 0 |
| Grand Total | 0 | 0 | 0 | 0 |
# Inclusive of complaints pending as on the last day of the month.
Trend of Annual Disposal of Complaints
| Sr. No. | Year | Carried Forward from Previous Year | Received | Resolved * | Total Pending # |
|---|---|---|---|---|---|
| 1. | 2025-26 | NA | 0 | 0 | 0 |
| 2. | 2026-27 | 0 | 0 | 0 | 0 |
| Grand Total | NA | 0 | 0 | 0 |
# Inclusive of complaints pending as on the last day of the year.